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Privacy Policy

​Last Updated: March 01, 2025

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Petty Property Funding operates pettypropertyfunding.com, as a brokerage service specializing in Debt Service Coverage Ratio (DSCR) loans and related financial products. We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Site or use our services.

By accessing or using our Site, you agree to the terms of this Privacy Policy. If you do not agree with our practices, please do not use our Site or services.

 

1. Information We Collect

 

We may collect the following types of information:

 

a. Personal Information

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  • Contact Information: Name, email address, phone number, mailing address.

  • Financial Information: Income details, credit history, loan application data, or other financial documents you provide to evaluate DSCR loan eligibility.

  • Identification Information: Social Security Number, tax ID, or other government-issued identification (if required for loan processing).

  • Account Information: Username, password, and other credentials you use to access our Site.

 

b. Non-Personal Information

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  • Usage Data: IP address, browser type, operating system, pages visited, time spent on the Site, and referring URLs.

  • Cookies and Tracking Technologies: Information collected through cookies, web beacons, or similar technologies to enhance your experience and analyze Site performance.

 

c. Information from Third Parties

  • Credit reports, background checks, or other data from financial institutions, credit bureaus, or partners involved in the loan process.

 

2. How We Use Your Information

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We use your information for the following purposes:

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  • To provide and manage our DSCR brokerage services, including processing loan applications and connecting you with lenders.

  • To verify your identity and assess eligibility for financial products.

  • To communicate with you, including responding to inquiries, sending updates about your application, or providing marketing materials (with your consent where required).

  • To improve our Site and services through analytics and user feedback.

  • To comply with legal obligations, such as tax reporting or anti-money laundering regulations.

  • To protect against fraud, unauthorized access, or other illegal activities.

 

3. How We Share Your Information

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We may share your information with:

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  • Lenders and Financial Partners: To facilitate your loan application or other financial services.

  • Service Providers: Third-party vendors who assist with payment processing, data storage, marketing, or Site maintenance (e.g., cloud hosting providers, CRM platforms).

  • Legal Authorities: When required by law, subpoena, or to protect our rights, safety, or property.

  • Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.

 

We do not sell your personal information to third parties for their own marketing purposes.

 

4. How We Protect Your Information

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We implement reasonable technical, administrative, and physical security measures to protect your personal information from unauthorized access, loss, misuse, or alteration. These measures include encryption, secure servers, and access controls. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

 

5. Your Choices and Rights

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Depending on your location, you may have the following rights regarding your personal information:

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  • Access: Request a copy of the personal information we hold about you.

  • Correction: Ask us to correct inaccurate or incomplete information.

  • Deletion: Request the deletion of your personal information, subject to legal or contractual obligations.

  • Opt-Out: Unsubscribe from marketing communications by clicking the "unsubscribe" link in emails or contacting us directly.

  • Cookies: Adjust your browser settings to disable cookies (note this may affect Site functionality).

 

To exercise these rights, please contact us at [Insert Contact Email or Form Link].

 

6. Cookies and Tracking Technologies

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We use cookies and similar technologies to enhance your experience, track usage, and deliver personalized content. You can manage cookie preferences through your browser settings. For more details, see our [Cookie Policy] (optional link if you create one).

 

7. Third-Party Links

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Our Site may contain links to third-party websites (e.g., lenders or financial tools). We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies before providing any information.

 

8. Children’s Privacy

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Our Site and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected such information, we will take steps to delete it.

 

9. Changes to This Privacy Policy

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We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The updated policy will be posted on this page with a revised "Last Updated" date. We encourage you to review it periodically.

 

10. Contact Us

 

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

 

Petty Property Funding
zacharyp@pettypropertyfunding.com

423-754-3115

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